Business Protection


Business is all about planning, but sometimes there are things that you just don’t see coming and have no control over. Business Protection gives you the peace of mind that if something unforeseen happens, your business won’t suffer financially.

The loss of a shareholder, director, partner or key employee can leave a business in danger; operationally and financially.

With the right Business Protection, money is available to the business if a shareholder, director or key person is seriously ill or dies.

This money can be used to:

  • Repay any business loans/debts

  • Buy out the ill or deceased party’s share to keep control of the business

  • Protect the profits if a key person to the business is lost to ill health or death

  • Replace the key person to ensure the business can keep trading


In addition, Businesses can take out a Relevant Life Policy as a tax-efficient Life Assurance policy.  This is paid for by the business to provide a lump sum for a Director or employee’s loved ones in the event of their death.

As with all insurances, conditions and exclusions apply.

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Quartz Financial Services Ltd is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority Number 460421.

Registered Office 1st Floor Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE.

A typical fee for arranging your mortgage is £595, however, a fee of up to 1% of the mortgage amount may be charged.

Quartz Financial Services Limited, registered in England & Wales No. 09497195. Registered Office: The Base Dartford Business Park, Victoria Road, Dartford, Kent DA1 5FS. Telephone 01474 887948.  Financial Conduct Authority Number 591061.

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